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NLFA Insurance

Brought to NLFA members in association with

‘Love My Club’

Why do you need it?

Protect Your Income with Confidence: Tailored for Sports Professionals

Comprehensive Coverage On and Off the Pitch

As a sports professional, your career is both thrilling and demanding, with unique risks and rewards. Our Income Protection plan is meticulously designed to cater to the specific needs of athletes like you. Whether you’re on the pitch or off, we ensure that your financial stability is never compromised.

Our income protection coverage ensures that even if injury or illness prevents you from competing, you can still maintain financial stability.

With Love My Club’s income protection, you’ll receive regular payments to replace lost earnings, allowing you to focus on recovery without worrying about financial strain. Don’t let unexpected setbacks jeopardise your livelihood—trust Love My Club to safeguard your income and peace of mind.

£15 Per Month

Benefits of the NLFA Premier Insurance Cover include:

Dislocation (excluding fingers, thumbs and toes) £1,000
Ligament tear – complete (grade 3) tear of knee or ankle joint ligament £1,000
Ligament tear – partial tear (grade 2) of knee or ankle joint ligament £500
Tendon rupture (to Achilles, hamstring, bicep brachil (upper arm), quadriceps, or rotator cuff) £1,000
Paralysis of limbs – total and irreversible £25,000
Blindness in both eyes – permanent and irreversible £20,000
Loss of both hands or both feet – permanent physical severance £20,000
Deafness in both ears – permanent and irreversible £7,500
Loss of use of elbow, hip, shoulder, knee, ankle or wrist £7,500
Loss of one hand or foot – permanent physical severance £7,500
Loss of thumb £7,500
Third-degree burns – covering 20% of the body’s surface £7,500
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £7,500
Blindness in one eye – permanent and irreversible £7,500
Loss of speech – total permanent and irreversible £7,500
Deafness in one ear – permanent and irreversible £2,500
Loss of finger (not thumb) or toe £2,500

Wellbeing Support Centre, provided by Health Assured, a leading wellbeing assistance provider in the UK. 

You can access support online or via an app, or speak to a counsellor by telephone or online video call 24 hours a day, 7 days a week, 365 days a year, covering a wide range of issues. 

Benefit from ‘in the moment’ support from counsellors, advisers or nurses – all of whom can help navigate and support with life’s challenges.

GP24 allows you to book an appointment with registered GPs 24 hours a day, every day of the year, anywhere in the world, for no extra cost.

Also included are:

  • Private prescriptions, private referrals and fit notes
  • Up to two-second medical opinions per person per year

£30 Per Month

Benefits of the NLFA Enhanced Insurance Cover include:

Dislocation (excluding fingers, thumbs and toes) £1,000
Ligament tear – complete (grade 3) tear of knee or ankle joint ligament £1,000
Ligament tear – partial tear (grade 2) of knee or ankle joint ligament £500
Tendon rupture (to Achilles, hamstring, bicep brachil (upper arm), quadriceps, or rotator cuff) £1,000
Paralysis of limbs – total and irreversible £50,000
Blindness in both eyes – permanent and irreversible £40,000
Loss of both hands or both feet – permanent physical severance £40,000
Deafness in both ears – permanent and irreversible £15,000
Loss of use of elbow, hip, shoulder, knee, ankle or wrist £15,000
Loss of one hand or foot – permanent physical severance £15,000
Loss of thumb £15,000
Third-degree burns – covering 20% of the body’s surface £15,000
Loss of major organ (kidney, spleen, lung, pancreas, urinary bladder or stomach) £15,000
Blindness in one eye – permanent and irreversible £15,000
Loss of speech – total permanent and irreversible £15,000
Deafness in one ear – permanent and irreversible £5,000
Loss of finger (not thumb) or toe £5,000

Wellbeing Support Centre, provided by Health Assured, a leading wellbeing assistance provider in the UK. 

You can access support online or via an app, or speak to a counsellor by telephone or online video call 24 hours a day, 7 days a week, 365 days a year, covering a wide range of issues. 

Benefit from ‘in the moment’ support from counsellors, advisers or nurses – all of whom can help navigate and support with life’s challenges.

GP24 allows you to book an appointment with registered GPs 24 hours a day, every day of the year, anywhere in the world, for no extra cost.

Also included are:

  • Private prescriptions, private referrals and fit notes
  • Up to two-second medical opinions per person per year

Notes

  • Children are not covered under optional Active Lifestyle Cover or Healthcare Cover.
  • Limitations to benefits – In each policy year, Active Lifestyle Cover pays benefit for: dislocation; and / or one tendon rupture or grade 3 / grade 2 ligament tear.
  • Dislocations: only dislocations resulting in surgical intervention are covered.
  • Ligament tears: If benefit has previously been paid for a partial (grade 2) ligament tear in a policy year, benefit for a subsequent complete (grade 3) ligament tear in the same year will be the same as that paid for a partial (grade 2) ligament tear.
  • The benefit amounts payable for Core Cover are reduced by 50% from the policyholder’s 70th birthday.
  • The Policy is provided by MetLife.
  • Please see the Policy Terms and Conditions for full details.

Who can join the NLFA?

What about training and education?

How much does full membership of the NLFA cost?

Disclaimer: 

Love My Club is a trading name of Switch Lifestyles Ltd who are regulated and authorised by the financial conduct authority FCA 842488